Pricing
Transparent pricing, only charged if we find something and you choose to proceed.
Preliminary review: free.
Every engagement starts with the free 24-hour review. If nothing looks disputable, you'll know for certain — and owe nothing.
Five class codes or fifty. One state or all states. One entity or a hundred. The rate doesn't change.
The preliminary report will give you an estimate. No guesses, and the same rate applies regardless of what we recover for you.
The preliminary review is free. We will tell you within 24 hours whether there is anything worth disputing. We only ask for payment if you decide to move forward with the full analysis.
Single state, single entity, up to five WC class codes. Most audits land here.
Single state, single entity, six or more class codes.
One or more entities operating across multiple state jurisdictions.
Large multi-state, multi-entity operations with complex or incomplete records. Scoped before we start.
Estimated hours are based on full analysis and review for one audit period.
A published rate, not a cut of your refund.
We estimate the hours before you pay, and the rate does not change if the recovery is large. Most premium recovery firms take 30–50% of whatever they get back for you, so the better they do, the more it costs you.
Quoted up front
Hourly rate- Price known before work begins Yes
- Cost rises with your recovery No
- You keep the full recovery Yes
Contingency
Percent of recovery- Price known before work begins No
- Cost rises with your recovery Yes
- You keep the full recovery No
Why the gap is so wide
The work doesn't scale with the recovery.
A review that recovers $200,000 does not necessarily take longer than one that recovers $20,000 — the same payroll records, the same classification review, the same bureau rules. A contingency firm still bills ten times more, because the fee tracks the size of your premium rather than the size of the job. You end up paying for how large your company is, not for the work done.
You are not covering someone else's dead ends.
A firm paid only when it wins has to recoup the cost of every engagement that finds nothing, and that cost is built into the percentage. Our free preliminary review lets us decline the files that are not worth pursuing, so there is nothing spread across the clients who do proceed.
You only pay for expert time.
We use modern tools to handle the clerical side — document intake, formatting, templates, assembling the file. What is left is the part that takes judgment: the classification review, the bureau rules, the dispute itself. That is what you are billed for, not the paperwork around it.
This example assumes a single-state, single-entity audit of typical scope. The contingency range reflects rates commonly charged across the premium recovery industry.
See if you're overpaying
You'll have an expert answer within 24 hours.